Property Insurance
A commercial property insurance policy covers losses to "real" property - buildings; furniture, contents, equipment, , fixtures, inventory and business income/extra expense. The coverage may be written based on actual cash value, or replacement cost, basic or broad form coverage, specific of blanket insurance. Talk with your insurance agent to make an informed decision on which type of coverage is right for you.
Liability Insurance
General liability insurance protects against liability for bodily injury, property damage, or personal and advertising injury.
Workers Compensation
Workers' compensation insurance covers business owners if an employee is injured on the job. It can also help injured employees return to work quickly with little or no loss of income. Employers pay all of the costs of workers' compensation insurance.
Workers Compensation Benefits, coverages and rates vary by state.
Business Auto
Commercial Umbrella
This policy provides coverage that creates an "umbrella" of liability protection over all your other commercial property and liability policies.
Directors & Officers
D & O coverage protects individuals and companies against allegations involving breach of fiduciary duty, inadequate disclosure, violation of anti-trust laws, deceptive trade practices, as well as others.
Employment & Related Practices Liability
Employment Related Practices coverage covers you, your corporation, your directors, officers and employees from actual or alleged wrongful acts related to employment and workplace disputes, as well as from unexpected legal fees and judgments.
Financial Services
We can help you assess your particular financial objectives, analyze the alternatives, and make recommendations to help you protect your possessions and achieve your financial protection goals.
Bonds
Bonds are not insurance, but are commonly issued by insurance companies. A bond is a financial guaranty by an independent party of an obligation that one party has to another.
